How to Convert Regular TM Load to GCash in the Philippine

Trying to turn your TM prepaid load into GCash balance in 2025? Sadly, things have changed a lot. If you’re looking in the GCash app for that “convert load to GCash” feature, you’ll notice it’s nowhere to be found. That’s because, believe it or not, the option to convert regular load (any network, including TM) into GCash cash-in disappeared all the way back in 2016.

But don’t worry—there are still some ways you can move your TM load to GCash, even if it’s not as simple as before. Just remember, if your TM SIM isn’t registered or verified, a lot of GCash features won’t work for you, so make sure your SIM is sorted out first.”

Let’s get straight to the point. No, you can’t directly convert your TM load to GCash using the GCash app anymore. That feature is gone. But—yes, there’s a but—there are still ways to get your load into your GCash wallet, though they’re not official and come with some catches.

Let’s break it down. TM load is just prepaid credit for calls, texts, and data. GCash is digital money. They’re not the same thing, and the companies want to keep it that way. But people are clever, and where there’s a will, there’s a way.

Main Methods

Key Facts

Wish it was as easy as sending a text? Me too. Sadly, there’s no official way to text your load into GCash anymore. That feature was removed years ago due to fraud. But you can still transfer your load to another person, who can then pay you via GCash.

Steps for Globe/TM:

Tip: Never send load first unless you trust the person. Scammers are everywhere.

Read Also: Ultimate Guide (2025): How to Call a Landline Using Your TM SIM

Globe and TM are like siblings. The process is the same. You can’t do it directly, but you can use the same third-party apps or P2P selling.

Peer-to-Peer Steps

Personal Story: I once sold ₱200 Globe load for ₱170 GCash. The buyer sent the money first, and it was smooth sailing. But I’ve also seen friends get scammed, so always check reviews.

Heard about using 7-Eleven’s Cliqq? Here’s the scoop: It used to work, but now you can’t cash in from Cliqq to GCash anymore. You can still use your Cliqq wallet to buy stuff at 7-Eleven, but not to get GCash.

What’s Left?

Warning: High risk of scams. Only use this if you’re okay with losing some money.

Let’s be real. There’s no truly “free” way to convert load to GCash. Every method has a fee or a catch. If someone says it’s free, it’s probably a scam.

What Can You Do?

Pro Tip: Start with small amounts to test if the buyer is legit.

Share Treats is an app that lets you buy digital gifts using your load. Some people used to buy a “treat,” convert it to a Cliqq wallet, and then cash out to GCash. But this method doesn’t work anymore for GCash cash-ins.

What’s Possible Now?

My Experience: I tried this once. Bought a treat, tried to cash out, and ended up with a snack instead of cash. Lesson learned.

Smart users, you’re in the same boat. No direct way to convert load to GCash. But you can use the same P2P selling or third-party apps.

Steps for Smart:

Tip: Always check the buyer’s history. If they have lots of good reviews, you’re safer.

There are apps like Load2Cash and Load to Cash that claim to convert your load to GCash. Here’s what you need to know:

Load to Cash

App Comparison

TNT is part of Smart, so the process is the same. No direct conversion, but you can sell your load to someone who pays you in GCash.

Steps:

Tip: Always use public threads or group comments for transparency

Turning your TM load into GCash isn’t as easy as it used to be. There’s no magic button, and every method comes with a fee or a risk. But with a little patience, some street smarts, and the tips above, you can still get value from your unused load. Just remember: always check reviews, never send load first, and if it sounds too good to be true, it probably is