How to Convert Regular TM Load to GCash in the Philippine

If you’re wondering how to turn your TM prepaid load into GCash in 2025, you’re not alone. The GCash app actually stopped letting people convert regular load into GCash way back in 2016, and the “Cash In” option for this is gone too. So, you can’t just use the app to do it directly anymore.

But don’t worry—there are still some ways you can move your TM load to GCash, even if it’s not as simple as before. Just remember, if your TM SIM isn’t registered or verified, a lot of GCash features won’t work for you, so make sure your SIM is sorted out first.”

Let’s get straight to the point. No, you can’t directly convert your TM load to GCash using the GCash app anymore. That feature is gone. But—yes, there’s a but—there are still ways to get your load into your GCash wallet, though they’re not official and come with some catches.

Let’s break it down. TM load is just prepaid credit for calls, texts, and data. GCash is digital money. They’re not the same thing, and the companies want to keep it that way. But people are clever, and where there’s a will, there’s a way.

Main Methods

1. Third-Party Apps: Apps like Load2Cash and Load to Cash claim to convert your load to GCash. They work, but the fees are high—sometimes up to 50% or more. Plus, you might wait days or even weeks for your money.
2. Peer-to-Peer (P2P) Selling: Sell your load to someone who pays you in GCash. This is the most common way. You’ll find buyers in Facebook groups, Reddit, or even among friends.
3. Money Exchangers: Some Facebook pages and online traders buy load and send you GCash. Always check reviews and never send load first.

Info Box: Key Facts

Wish it was as easy as sending a text? Me too. Sadly, there’s no official way to text your load into GCash anymore. That feature was removed years ago due to fraud. But you can still transfer your load to another person, who can then pay you via GCash.

Steps for Globe/TM:

1. Find a buyer (friend, Facebook group, etc.).
2. Agree on the amount and price (usually ₱80-₱90 GCash for ₱100 load).
3. Transfer the load using TM’s “Pasaload” feature.
4. Wait for the buyer to send you GCash.

Tip: Never send load first unless you trust the person. Scammers are everywhere.

Read Also: Ultimate Guide (2025): How to Call a Landline Using Your TM SIM

Globe and TM are like siblings. The process is the same. You can’t do it directly, but you can use the same third-party apps or P2P selling.

Peer-to-Peer Steps

• Join a Facebook group like “Load to GCash PH.”
• Post your offer: “Selling ₱100 Globe load for ₱85 GCash.”
• Wait for a buyer.
• Confirm GCash payment before sending load.

Personal Story: I once sold ₱200 Globe load for ₱170 GCash. The buyer sent the money first, and it was smooth sailing. But I’ve also seen friends get scammed, so always check reviews.

Heard about using 7-Eleven’s Cliqq? Here’s the scoop: It used to work, but now you can’t cash in from Cliqq to GCash anymore. You can still use your Cliqq wallet to buy stuff at 7-Eleven, but not to get GCash.

What’s Left?

• Some traders buy Cliqq wallet credits and pay you in GCash, but the rates are bad.
• If you’re desperate, you can try selling your Cliqq credits in Facebook groups.

Warning: High risk of scams. Only use this if you’re okay with losing some money.

Let’s be real. There’s no truly “free” way to convert load to GCash. Every method has a fee or a catch. If someone says it’s free, it’s probably a scam.

What Can You Do?

• Sell your load at a discount (₱100 load for ₱80-₱90 GCash).
• Use trusted Facebook groups with lots of positive reviews.
• Never give out your GCash PIN or personal info.

Pro Tip: Start with small amounts to test if the buyer is legit.

Share Treats is an app that lets you buy digital gifts using your load. Some people used to buy a “treat,” convert it to a Cliqq wallet, and then cash out to GCash. But this method doesn’t work anymore for GCash cash-ins.

What’s Possible Now?

• You can still use Share Treats to buy digital products.
• Some traders might buy your Share Treats credits, but expect a big cut.

My Experience: I tried this once. Bought a treat, tried to cash out, and ended up with a snack instead of cash. Lesson learned.

Smart users, you’re in the same boat. No direct way to convert load to GCash. But you can use the same P2P selling or third-party apps.

Steps for Smart:

• Find a buyer in a trusted group.
• Agree on the rate (usually ₱80-₱90 GCash for ₱100 load).
• Transfer load using Smart’s “Pasaload” (text 09123456789 50 to 808).
• Wait for GCash payment.

Tip: Always check the buyer’s history. If they have lots of good reviews, you’re safer.

There are apps like Load2Cash and Load to Cash that claim to convert your load to GCash. Here’s what you need to know:

Load to Cash

• Charges ₱60-₱250 in fees per transaction.
• Takes 2+ days to process.
• No public reviews—use at your own risk.

Table: App Comparison

TNT is part of Smart, so the process is the same. No direct conversion, but you can sell your load to someone who pays you in GCash.

Steps:

• Find a buyer (Facebook, Reddit, friends).
• Agree on the rate.
• Use TNT’s “Pasaload” feature.
• Confirm GCash payment before sending load.

Tip: Always use public threads or group comments for transparency

Turning your TM load into GCash isn’t as easy as it used to be. There’s no magic button, and every method comes with a fee or a risk. But with a little patience, some street smarts, and the tips above, you can still get value from your unused load. Just remember: always check reviews, never send load first, and if it sounds too good to be true, it probably is